COMMERCIAL FINANCE FOR U.S. BUSINESSES
Whether you're waiting on customer payments, purchasing equipment or preparing for your next opportunity, Grupo Ruico helps you explore commercial financing through its network of funding partners.
Grupo Ruico is not a direct lender.
START WITH THE BUSINESS NEED
Start with what your business needs — not the financial terminology.
WHERE WE CAN HELP TODAY
Our current focus is accounts receivable financing and equipment financing. We start with the business situation first, then review whether one of these paths may fit.
For businesses waiting on customer payments.
WHEN IT MAY HELP
Your business has completed work or delivered goods, but customers pay on Net 30, 45, 60 or longer terms.
HOW IT WORKS
Eligible business receivables may provide access to working capital before the customer pays.
Often structured through invoice factoring.
CAN HELP SUPPORT
For businesses purchasing equipment needed to operate or grow.
WHEN IT MAY HELP
Your business needs eligible machinery, vehicles or equipment without using all available cash upfront.
HOW IT WORKS
A funding provider may finance eligible equipment while the business repays according to the agreed financing structure.
CAN HELP SUPPORT
Built for real businesses with real financing needs.
HOW IT WORKS
You don't need to know which financing product to ask for. Start by telling us what's happening in the business.
Share what the business needs and a few basic details.
We look at the financing need and determine whether there may be a fit through the funding partners available to us.
When appropriate, we connect the opportunity with the relevant funding provider and help move the conversation forward.
Getting started requires basic business information only — not sensitive financial documents.
Final eligibility, approval, pricing and terms are determined by the applicable funding provider.
WHY GRUPO RUICO
Different funding providers look for different businesses, industries and financing needs. Our role is to understand what your business is trying to accomplish, review where it may fit and help move the right opportunity toward the right financing conversation.
HUMAN REVIEW
A real person reviews every inquiry.
MORE THAN ONE PATH
We help determine where the financing conversation should begin instead of forcing every business into the same product.
ENGLISH + ESPAÑOL
Talk through the financing need in the language you're most comfortable using.
BASIC INFORMATION FIRST
The initial conversation starts with basic business information — not sensitive financial documents.
COMMON QUESTIONS
We keep the first conversation simple. More detailed documentation only comes later if there is a potential fit.
No. Grupo Ruico is an independent commercial finance intermediary. We work with third-party funding providers and do not make final funding decisions.
Our current focus is accounts receivable financing and equipment financing. Available options depend on the business and the applicable funding-provider criteria.
Basic information about the company, what you are trying to accomplish and the approximate amount of financing you are looking for. Sensitive underwriting documents are not requested in the initial inquiry.
No. An inquiry is only the starting point. Eligibility, approval, pricing and final terms are determined by the applicable funding provider.
Our team reviews the information you provide. If there appears to be a potential financing fit, we follow up to discuss the next step and, when appropriate, help connect the opportunity with the relevant funding provider.
